‍

Locked Money 🔒 Banking:  NOW LIVE!

We're excited to announce the launch of Locked Money Banking — a fast, self-custodial, and high-limit fiat on/off-ramp built directly into your wallet or Vault.

Users of Locked Money can move between crypto and fiat with ease — no centralized exchanges, no third-party wallets, and no custodial lock-in. 
‍

‍
🚀 What You Can Do Now

With Locked Money Banking, you can:

On-ramp: Move funds from your personal bank account directly into your wallet or Vault

Off-ramp: Convert crypto to fiat and withdraw directly to your bank

Stay self-custodial: No deposits into third-party platforms — everything starts and ends in your control

This is a major step toward our goal of building the most powerful, user-owned finance stack in the world.

‍
💸 High Limits. Low Fees. Real Speed.

Up to $500,000 per transaction

‍

📈 High Limits. Low Fees. Real Speed.

1.5% flat fee for EEA, US,and Canada, 2.5% for the rest ( for now)— no hidden charges

Fast approvals and transfer times

No vault required — just connect your wallet

You can access it today at
‍
👉 app.locked.money/bank-transfers/sign-in

‍

🌍 Global Coverage

We currently support fiat banking in most major jurisdictions, and the list is expanding fast.

Available currencies include USD, EUR, GBP, CAD, and AUD — with more rolling out soon.
‍

🏦 Banking Areas Covered

‍
~ OFF RAMP:

OFF RAMP is enabled for all countries, with the exception of sanctioned countries.

That includes:

- United States 🇺🇸
- Australia 🇦🇺
- Canada 🇨🇦
- United Kingdom 🇬🇧
- European Economic Area 🇪🇺

~ ON RAMP:

On ramping is supported in every country in:

- European Economic Area 🇪🇺 (but not UK)
‍
‍

🛡 KYC — Minimal, Fast, and Private

To activate banking, you'll go through a one-time KYC process:

Basic ID verification

Proof of address

Bank account details (securely stored for future use)

It's designed to be completed in minutes, with approvals often issued much faster than traditional platforms.
‍

🔒 Built for Vaults — But Open to All

You don’t need a Locked Money Vault to use banking.

But if you do use one, you unlock:

Multi-sig control

Seedless recovery

AI co-signers (coming soon)

Whether you’re a first-time user or a pro managing funds for a DAO, the experience is designed to meet you where you are.

🧱 One More Brick in the Stack

Banking isn’t a side feature — it’s a core part of our mission.

We’re building the most complete, self-custodial financial stack in crypto. That means custody, legal structure, automation, and now, real-world rails.

No centralized exchange required.

No reliance on middlemen.

Just full control  -- from start to finish.

====================

Further Links:

‍

 🎓 VIDEO TUTORIAL

Want a short video tutorial showing you how to access the Locked Money Banking?  No problem!

Access Video Tutorial Here

📖 DISCOVER MORE

Access our Gitbook to read more.

Access Gitbook here